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US banks closed out a relatively neutral 2019 with some strong fourth quarter results. Consumer borrowing and a rebound in investment-banking revenues propelled JPMorgan Chase & Co. and Citigroup Inc. to double-digit earnings growth in the final three months of 2019. In the coming year, US Banks will likely continue to outperform overseas competitors, benefit from stronger consumer lending, and develop new technologies for the future of finance.

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